Ok. As promised, I will tell you more about the new vehicle and how all of that happened here in Part II.
After I was turned down for the car loan through NSB via ZNB I was disheartened. Disheartened? To say I was disheartened would be like saying I didn't get the right order at Starbucks. I was crushed. My dream of owning a new car was going down in flames! I could see it being left in the dust through the slightly age spotted rearview mirror of my little Cavalier. Ok. So now what?
On Monday evening, my Auntie Paula came over to help my Mom with setting up a Bluetooth that Auntie Paula had. Mom, of course, told of my woes. Auntie Paula suggested that I try getting a loan through the Clark County Credit Union (CCCU) and also that I call my cousin, Dustin. CCCU because I do work for the County, after all, and Dustin because he is quite the wheeler-dealer when it comes to vehicle purchases. So, that evening, I challenged Dustin to find my dream car, a Nissan Rogue in Black Amethyst. The next day (after the tire incident), I called CCCU and got the ball rolling for a loan. Then I sat back and tried to relax. Not an easy task. At least, I didn't bite my nails.
Wednesday morning, I received a call from CCCU. I steeled myself for the worst and then about jumped for joy when Ethan told gave me the good news: I had been approved for $25,000. Then he put me over to the broker (they will also help you find the car of your dreams) to see about finding me what I wanted. Julie asked me some fairly routine questions: What make and model and year did I want? What features did I want? Still reeling from the good news, I was trying to answer her. My co-worker is telling me what I wanted until I was able to answer in intelligible English. Julie was great. She asked me if it was a deal breaker if they couldn't get the color I wanted. I told her no. The ONLY color I didn't want was any shade of green. "Green makes my butt look big." I explained. She hung up with a laugh (and probably a shake of her head) and went to work.
Meantime, Dustin stopped at Auto Nation Nissan (ANN) and talked to Bob. He dickered with Bob and they came up with a good deal on a new 2013. Ok. Sounds good. Then I got an e-mail from Rico at ANN that he had four 2014 Rogues in the Black Amethyst. I replied that I would let my cousin know and would give Rico's phone number to Dustin. A few back and forth's and by 6pm, I was on my way to being a genuine, honest to goodness, Nissan Rogue owner. I ended up being financed through Nissan at a lower interest rate (4.99 ANN vs. 5.49 CCCU).
I'm not going to go into more details, suffice it to say, I drove off the lot with a brand new, fully loaded Black Amethyst Nissan Rogue at about $4,000.00 under ticket price. With a 7-year/70K mile warranty. It was a bittersweet moment. More sweet than bitter, I assure you. My Dad would have been so proud. That his oldest was able to go into a dealership and secure a loan to purchase a vehicle on her own would have tickled him. I can even hear what he would have said upon inspection of this magnificent piece of machinery: "You did good, kid."
I am so thankful to God. He allowed each and every one of these trials to happen so that I would lean on and trust in Him more. He put each and every one of these people in my path to obtain the vehicle I so very much wanted: The 2014 Black Amethyst Nissan Rogue. I can almost imagine God sitting on His throne and clapping His hands with joy at the smile on my face as I drove off the lot in my new SUV. A gift from my Heavenly Daddy that would have made my earthly daddy smile.
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